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If you have excessive debt then you can choose our debt relief program to reduce your debt burden over 36 months, or enter a consumer credit counseling program and pay the debt over an extended time at a reduced interest rate. If likelihood of substantial income is low, bankruptcy may be an option for you. The object is to obtain a low interest rate loan with low monthly payments, without adversely affecting your credit rating or risking other assets.
As an added benefit, the maker of the consolidation loan should take over all contact with your creditors, which should relieve you of any further collection attempts from the creditors that were part of the consolidation.
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